Farm Insurance

Renters Insurance in Jackson, MN – Affordable Protection for Tenants

Coverage for Your Personal Belongings

Even if you don’t own your home, your possessions still matter. Klassen Insurance provides renters insurance in Jackson, MN that covers your personal property—things like clothing, electronics, furniture, and appliances—in the event of theft, fire, smoke damage, or water damage from a burst pipe. Many renters are surprised to learn that their landlord’s policy doesn’t cover their stuff. That’s where renters insurance steps in.

Liability Coverage for Renters

A renters insurance policy also includes personal liability coverage. That means if someone slips in your apartment or you accidentally cause damage to another unit—say a kitchen fire or an overflowing tub—you’ll have coverage to handle the costs. Many landlords in Jackson and surrounding areas like Lakefield or Spirit Lake now require proof of renters insurance before move-in. Klassen makes it easy to get the right policy in place.

Low Cost, Big Benefits

Renters insurance is one of the most affordable ways to protect your finances. Most policies cost less than $15 a month—less than a takeout meal. If you also have auto insurance, you could save even more by bundling both through the same carrier. Klassen Insurance can compare prices and packages across multiple insurers to find the best value for your needs.

Tips & FAQs for Renters

We often get questions from Jackson-area renters—here are a few:

  • Does renters insurance cover roommates?

    Typically only the policyholder is covered. Roommates need their own policy.

  • Is flood damage covered?

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  • How much coverage do I need?

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  • Do I need renters insurance for a college apartment?

    Yes, especially if you’re living off-campus and your parents’ policy doesn’t extend coverage.

These answers are a good start—but we’re always happy to explain things one-on-one.

Renters in Jackson, MN and surrounding areas deserve reliable coverage and local service. Whether you're in a downtown apartment, a rental home, or attending college nearby, Klassen Insurance can set up a policy that fits your lifestyle—and your budget. Coverage can often be issued same-day.

Phone:

(507) 847-5300


Office Hours:

Monday–Thursday: 8am–5pm | Friday: 8am–3pm

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