Health Insurance
Health Insurance in Jackson, MN – Coverage for Individuals, Families & Businesses
Your MNsure-Certified Local Agency
Navigating health insurance in Minnesota doesn’t have to feel overwhelming. At Klassen Insurance, we’re proud to be a MNsure-certified agency, which means we’re trained and authorized to help Jackson County residents enroll in Minnesota’s official health insurance marketplace. Whether you're applying for yourself, your family, or your employees, we’ll guide you through your options and help determine whether you qualify for subsidies, tax credits, or special enrollment.
We also help clients explore off-exchange health plans for those who prefer coverage outside the marketplace. Our goal is to make your health plan decision clear, local, and low-stress.
Individual & Family Health Plans
Health insurance isn’t one-size-fits-all. Whether you're self-employed, between jobs, or simply shopping for better benefits, we’ll help you choose from ACA-compliant plans that cover essential benefits—from doctor visits to hospital stays, prescriptions, and more. Plans are available across Bronze, Silver, and Gold tiers through MNsure and private carriers.
Not sure what coverage you need—or what you can afford? Klassen Insurance can review your income, household size, and medical needs to help determine if you qualify for tax credits or cost-sharing reductions. We’ll walk you through every step.
Small Business & Group Health Insurance
Offering health benefits can be a smart move for small business owners in Jackson, whether you run a Main Street shop or manage a local ag operation. Klassen Insurance helps set up group health plans tailored to small teams—including ACA small group plans and association-based options.
We work with Minnesota carriers who understand rural businesses and provide options that can help you stay competitive in today’s job market. If you're exploring benefits for 2–50 employees, we can walk you through group plan setup, contributions, and compliance.
Life, Long-Term Care & More
Health insurance is just the start. Klassen Insurance also helps Jackson families plan for life’s unexpected turns. From life insurance to long-term care, disability coverage, and dental or vision plans—we offer options to support your health and financial security across every stage of life.
Ask us how we can round out your coverage with affordable add-ons or standalone policies that fit your needs and budget.
Health Insurance FAQs Answered
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When is open enrollment for MNsure?
Open Enrollment typically runs from November 1 to January 15 each year. Outside of that, you may qualify for a Special Enrollment Period if you've had a major life change (like losing coverage, moving, or getting married).
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Can I get health insurance if I’m self-employed?
Yes—you can apply for an individual or family plan through MNsure or directly with a private carrier. We can help determine which path makes the most sense.
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How much does small business health insurance cost?
Costs vary based on the number of employees, the level of benefits offered, and the insurance carrier. Some small businesses may qualify for tax credits through the Small Business Health Options Program (SHOP).
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What if I missed open enrollment?
If you’ve experienced a qualifying life event—or if you’re eligible for programs like Medical Assistance—you may still be able to enroll. We can help check your eligibility.
Let Klassen Insurance take the confusion out of choosing a health plan. We work with individuals, families, and businesses across Jackson, MN and surrounding areas to make sure you’re covered—and confident in your choice.
Whether you need help enrolling on MNsure or finding a private plan, we’re here for you.
Phone:
(507) 847-5300
Office Hours:
Monday–Thursday: 8am–5pm | Friday: 8am–3pm