Insurance in Spirit Lake, IA

Insurance in Spirit Lake, Iowa – Your Nearby Minnesota Agency Serving the Iowa Lakes

Minnesota Service for Iowa Clients

At Klassen Insurance, we’re proud to serve the Iowa Great Lakes area, including Spirit Lake, Okoboji, and surrounding communities. Even though our office is in Jackson, MN—just 25 miles away—we’re licensed in Iowa and have years of experience helping Iowans find the right coverage.



Our team knows the area well and is familiar with Iowa’s insurance regulations, giving you cross-border expertise without sacrificing local service.

Auto & Home Insurance in Spirit Lake

Whether you’re insuring a year-round residence, vacation property, or lakeside cabin near West Okoboji, we offer homeowners insurance with options that account for regional risks like severe weather or seasonal vacancy.



Drivers commuting through Dickinson County or between Iowa and Minnesota will find peace of mind with our auto insurance options. We represent multiple carriers, allowing us to compare quotes and help you find affordable protection, no matter where your routes take you.

Medicare and Health – Iowa Plans

If you live in Spirit Lake and need help with Medicare insurance options, Klassen Insurance can walk you through what’s available in Iowa—including Medicare Advantage and Supplement plans.


We’re also experienced with the federal HealthCare.gov system for under-65 individual plans, which Iowa uses for ACA enrollments. If you’ve lost coverage, are self-employed, or aging into Medicare, let us help you navigate your options.

Experience and Convenience

With decades of experience and a no-pressure approach, we’re focused on what matters—helping you make informed insurance decisions. Phone, email, and digital document options make working with us easy, even from across the border.



Our clients in Spirit Lake and Okoboji appreciate our straightforward communication and ability to shop multiple companies for better pricing and coverage.

Phone:

(507) 847-5300


Office Hours:

Monday–Thursday: 8am–5pm | Friday: 8am–3pm

Klassen Insurance is licensed in both Iowa and Minnesota and ready to help residents in Spirit Lake, Milford, Arnolds Park, and beyond.



Call (507) 847-5300 or send us a message online. Whether you’re looking to compare policies or get clarity on Medicare, our team is here to help.

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Contact Us – Spirit Lake Area Insurance